Leif Olson, Car Insurance Writer
Non-owner SR-22 insurance is a type of car insurance for drivers who must file an SR-22 form but do not own a vehicle. An SR-22 form verifies that a high-risk driver is carrying the minimum level of insurance required by the state. Drivers are normally required to file an SR-22 after a DUI or other high-risk infraction.
Drivers cannot file an SR-22 on their own. Instead, a driver must have an insurance company file the SR-22 for them. The cheapest way to do this is to take out a non-owner policy, assuming you don’t own a vehicle or live with someone who does. Non-owner SR-22 insurance is much cheaper than standard SR-22 insurance because the policyholder is not regularly on the road.
To learn more, check out WalletHub’s guide to non-owner SR-22 insurance.
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