What is SR-22 insurance in Arizona? This question is about SR-22 Insurance Guide

An SR-22 in Arizona is a certificate proving that a high-risk driver has the legal requirements for car insurance in Arizona. So-called SR-22 insurance raises annual car insurance premiums by roughly $70 in Arizona, compared to standard rates. In addition, there’s usually a fee of $15 to $25 for your insurance company to file your SR-22 documentation with the state. Your SR-22 must be maintained with Arizona’s licensing agency for 3 years, according to Arizona law. If your insurance coverage lapses during that time, your insurance company is required to report you to the state. Your SR-22 period resets in that case, and you are required to pay any SR-22-related fees again. What You Need to Know About SR-22 Insurance in Arizona: Who Needs SR-22 Insurance in Arizona? Arizona requires SR-22 documentation for drivers who are convicted of serious traffic violations. The list includes major offenses such as reckless driving, hit and run, and DUI. How Much Does SR-22 Insurance Raise Premiums in Arizona? An SR-22 in Arizona increases car insurance costs by approximately $70. That is roughly 10% more than the average Arizona resident pays for car insurance. What is Minimum SR-22 Car Insurance Coverage in Arizona: Drivers need at least $25,000 in bodily injury liability insurance per person ($50,000 per accident) plus $15,000 in property damage liability insurance. How to File SR-22 Documentation in Arizona: Your insurance company will file the SR-22 certificate with the state for you. For the next 3 years, you need to keep your insurance policy active with no lapse in coverage. Summary: SR-22 Insurance in Arizona SR22 Needed After Serious traffic violation and/or license suspension Required For 3 years Average Cost Increase $70 Min. Bodily Injury Liability Coverage $25,000 per person / $50,000 per accident Min. Property Damage Liability Coverage $15,000

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What is SR-22 insurance in Arizona?

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This question is about SR-22 Insurance Guide

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Winslow Arizona, Car Insurance Writer

@winslow_arizona • 03/31/23 This answer was first published on 02/06/20 and it was last updated on 03/31/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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An SR-22 in Arizona is a certificate proving that a high-risk driver has the legal requirements for car insurance in Arizona. So-called SR-22 insurance raises annual car insurance premiums by roughly $70 in Arizona, compared to standard rates. In addition, there’s usually a fee of $15 to $25 for your insurance company to file your SR-22 documentation with the state.

Your SR-22 must be maintained with Arizona’s licensing agency for 3 years, according to Arizona law. If your insurance coverage lapses during that time, your insurance company is required to report you to the state. Your SR-22 period resets in that case, and you are required to pay any SR-22-related fees again.

What You Need to Know About SR-22 Insurance in Arizona:

Who Needs SR-22 Insurance in Arizona? Arizona requires SR-22 documentation for drivers who are convicted of serious traffic violations. The list includes major offenses such as reckless driving, hit and run, and DUI.

How Much Does SR-22 Insurance Raise Premiums in Arizona? An SR-22 in Arizona increases car insurance costs by approximately $70. That is roughly 10% more than the average Arizona resident pays for car insurance.

What is Minimum SR-22 Car Insurance Coverage in Arizona: Drivers need at least $25,000 in bodily injury liability insurance per person ($50,000 per accident) plus $15,000 in property damage liability insurance.
How to File SR-22 Documentation in Arizona: Your insurance company will file the SR-22 certificate with the state for you. For the next 3 years, you need to keep your insurance policy active with no lapse in coverage.

Summary: SR-22 Insurance in Arizona

SR22 Needed After	Serious traffic violation and/or license suspension
Required For	3 years
Average Cost Increase	$70
Min. Bodily Injury Liability Coverage	$25,000 per person / $50,000 per accident
Min. Property Damage Liability Coverage	$15,000

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How much does SR-22 insurance cost in Arizona?

SR-22 insurance in Arizona costs $790 per year on average, plus a filing fee of $15 to $25 for the SR-22 form your insurer submits on your behalf. In contrast, car insurance for drivers without an SR-22 costs an average of $720 per year.

Cheapest SR-22 Insurance in Arizona

Noblr: $228 per year
Auto-Owners: $404 per year
Geico: $406 per year
Root Insurance: $436 per year
USAA: $457 per year

An SR-22 is a state-issued form verifying...

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How can I get the best high-risk auto insurance in Arizona?

To get the best high-risk auto insurance in Arizona, you should compare quotes from at least three different insurance companies. The best high-risk auto insurance companies in Arizona are Geico, Country Financial, and Auto-Owners because they offer the most competitive rates for high-risk drivers. You should also practice safe driving habits moving forward, so you can get even lower rates in the future.

Best High-Risk Auto Insurance Companies in Arizona

Company

High-Risk Driver Premium

Average Driver Annual...

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How does car insurance work in Arizona?

Arizona is an at-fault state, which means that the at-fault driver is responsible for paying for everyone injured in the accident. There are no restrictions on the right to sue after an accident in at-fault states, even if the insured buys personal injury protection (PIP).

Drivers in Arizona are required to carry at least $25,000 in bodily injury liability insurance per person, up to $50,000 per accident, and $15,000 in property damage liability insurance. When an insured driver is...

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