Winslow Arizona, Car Insurance Writer
@winslow_arizona
An SR-22 in Washington, D.C. is a certificate proving that a high-risk driver has the legal requirements for car insurance in Washington, D.C.. So-called SR-22 insurance raises annual car insurance premiums by roughly $49 in Washington, D.C., compared to standard rates. In addition, there’s usually a fee of $15 to $25 for your insurance company to file your SR-22 documentation with the state.
Your SR-22 must be maintained with Washington, D.C.’s licensing agency for 3 years, according to Washington, D.C. law. If your insurance coverage lapses during that time, your insurance company is required to report you to the state. Your SR-22 period resets in that case, and you are required to pay any SR-22-related fees again.
What You Need to Know About SR-22 Insurance in Washington, D.C.:
- Who Needs SR-22 Insurance in Washington, D.C.? Washington, D.C. requires SR-22 documentation for drivers who are convicted of serious traffic violations. The list includes reckless driving, hit and run, and DUI, among other major offenses.
- How Much Does SR-22 Insurance Raise Premium in Washington, D.C.? An SR-22 in Washington, D.C. increases car insurance costs by approximately $49. That is roughly 8% more than the average District of Columbia resident pays for car insurance.
- What is Minimum SR-22 Car Insurance Coverage in Washington, D.C.: Drivers need at least $25,000 per person ($50,000 per accident) plus $10,000 in property damage liability insurance. Drivers also need at least $25,000 per person ($50,000 per accident) plus $5,000 in uninsured motorist property damage coverage.
- How to File SR-22 Documentation in Washington, D.C.: Your insurance company will file the SR-22 certificate with the state for you. For the next 3 years, you need to keep your insurance policy active with no lapse in coverage.
Summary: SR-22 Insurance in Washington, D.C.
| SR22 Needed After | Serious traffic violation and/or license suspension |
| Required For | 3 years |
| Average Cost Increase | $49 |
| Min. Bodily Injury Liability Coverage | $25,000 per person / $50,000 per accident |
| Min. Property Damage Liability Coverage | $10,000 |
| Additional Coverage Needed | $25,000 per person / $50,000 per accident in uninsured motorist coverage $5,000 in uninsured motorist property damage coverage (UMPD) |
People also ask
How much does SR-22 insurance cost per month?
SR-22 insurance costs an average of $62 to $122 per month, depending on the insurer and the offense that led to the SR-22 requirement. The DMV in your state will also charge a one-time fee to file the necessary paperwork.
It costs $25 to $50 to file an SR-22… read full answer
How much does SR-22 insurance raise premiums in Washington, D.C.?
SR-22 insurance in Washington, D.C. costs $892 per year on average, depending on the underlying offense. That means an SR-22 raises Washington, D.C.’s annual car insurance premiums by roughly $892, compared to standard rates. That’s an increase of 53%. The penalties are even worse for repeat offenders. Having your license… read full answer
show lessHow do I file an SR-22 in DC?
To file an SR-22 certificate in DC, purchase at least the state’s minimum liability car insurance coverage. The insurance company will file your SR-22 with the DC DMV on your behalf.
More specifically, if you’re applying for a new policy, indicate on the form that you need an SR-22 certificate.… read full answer
show lessDid we answer your question?