Winslow Arizona, Car Insurance Writer
@winslow_arizona
An SR-22 in District of Columbia is a certificate proving that a high-risk driver has the legal requirements for car insurance in District of Columbia. So-called SR-22 insurance raises annual car insurance premiums by roughly $754 in District of Columbia, compared to standard rates. In addition, there’s usually a fee of $15 to $25 for your insurance company to file your SR-22 documentation with the state.
Your SR-22 must be maintained with District of Columbia’s licensing agency for 3 years, according to District of Columbia law. If your insurance coverage lapses during that time, your insurance company is required to report you to the state. Your SR-22 period resets in that case, and you are required to pay any SR-22-related fees again.
What You Need to Know About SR-22 Insurance in District of Columbia:
- Who Needs SR-22 Insurance in District of Columbia? District of Columbia requires SR-22 documentation for drivers who are convicted of serious traffic violations. The list includes reckless driving, hit and run, and DUI, among other major offenses.
- How Much Does SR-22 Insurance Raise Premiums in District of Columbia? An SR-22 in District of Columbia increases car insurance costs by approximately $754. That is roughly 8% more than the average District of Columbia resident pays for car insurance.
- What is Minimum SR-22 Car Insurance Coverage in District of Columbia: Drivers need at least $25,000 per person ($50,000 per accident) plus $10,000 in property damage liability insurance. Drivers also need at least $25,000 per person ($50,000 per accident) plus $5,000 in uninsured motorist property damage coverage.
- How to File SR-22 Documentation in District of Columbia: Your insurance company will file the SR-22 certificate with the state for you. For the next 3 years, you need to keep your insurance policy active with no lapse in coverage.
Summary: SR-22 Insurance in District of Columbia
|
SR22 Needed After |
Serious traffic violation and/or license suspension |
|
Required For |
3 years |
|
Average Cost Increase |
$754 |
|
Min. Bodily Injury Liability Coverage |
$25,000 per person / $50,000 per accident |
|
Min. Property Damage Liability Coverage |
$10,000 |
|
Additional Coverage Needed |
$25,000 per person / $50,000 per accident in uninsured motorist coverage $5,000 in uninsured motorist property damage coverage (UMPD) |
People also ask
How much does SR-22 insurance raise premiums in DC?
SR-22 insurance in DC costs $892 per year on average, depending on the underlying offense. That means an SR-22 raises DC’s annual car insurance premiums by roughly $892, compared to standard rates. That’s an increase of 53%. The penalties are even worse for repeat offenders. Having your license suspended and even… read full answer
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How do I file an SR-22 in DC?
To file an SR-22 certificate in DC, purchase at least the state’s minimum liability car insurance coverage. The insurance company will file your SR-22 with the DC DMV on your behalf.
More specifically, if you’re applying for a new policy, indicate on the form that you need an SR-22 certificate. If… read full answer
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