What is the best car insurance company to deal with? This question is about Car Insurance

What is the best car insurance company to deal with?

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This question is about Car Insurance

Leif Olson, Car Insurance Writer

@leif_olson_1 • 03/04/22 This answer was first published on 03/04/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best car insurance company to deal with is The Hartford, according to J.D. Power’s latest Auto Claims Satisfaction Study. The Hartford’s best-in-class claims process includes excellent assistance with claims and high claims payment amounts.

10 Best Car Insurance Companies to Deal With

Ranking	Company	J.D. Power Score (out of 1,000)
#1	The Hartford	905
#2	Erie Insurance	901
#3	AAA Southern California	897
#4	Amica Mutual	895
#5	Farmers	893
#6	State Farm	892
#7	American Family	889
#8	Geico	881
#9	Auto-Owners	878
#10	Liberty Mutual	876

The claims process plays a big role in how pleasant and productive it is to deal with a car insurance company, but it’s not the only factor. It’s difficult to evaluate the full breadth of the relationship a driver has with their car insurance company but looking at companies’ market share can provide clues.

For example, you could argue that the best car insurance companies to deal with are those with the most customers.

With that in mind, the largest car insurance companies by market share include:

To learn more, check out WalletHub’s guides on how to get car insurance and how to switch car insurance companies.

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What is the #1 car insurance company?

The #1 car insurance company is State Farm because it is the largest auto insurer in the U.S., with a market share of 16%. State Farm insures over 80 million people and offers coverage in all 50 states.

Largest Auto Insurance Companies in America

Rank	Auto Insurance Company … read full answer	Market Share
1	State Farm	16.0%
2	Geico	14.4%
3	Progressive	13.8%
4	Allstate	10.4%
5	USAA	6.0%
6	Liberty Mutual	5.1%
7	Farmers	4.8%
8	Nationwide	2.1%
9	American Family	2.1%
10	Travelers	2.0%

Together, these 10 companies own more than 70% of the auto insurance market share in the U.S. As a result, it shouldn’t come as a surprise that these companies tend to be the best options for most types of drivers.

Best Car Insurance Companies by Category

Category	Company
Largest Car Insurance Company	State Farm
Cheapest Car Insurance Company	Geico
Best Car Insurance Company	Geico
Best Car Insurance for Teens and Young Drivers	Travelers
Best Car Insurance for Seniors	Geico
Best Car Insurance for Drivers with Points	USAA
Best Car Insurance for Drivers with Bad Credit	Geico
Cheapest Full Coverage Car Insurance	Esurance

To learn more, check out WalletHub’s guides to the best car insurance and the largest auto insurers.

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Which car insurance company has the least complaints?

Which insurance company has the highest customer satisfaction?

Geico is the insurance company with the highest customer satisfaction, according to WalletHub’s analysis of factors such as J.D. Power customer satisfaction rankings and the NAIC complaint index. Geico also is one of the cheapest major insurance companies.

Car Insurance Companies With High Customer Satisfaction

Rank	… read full answer Company	Average Customer Satisfaction Rating (out of 5)
1st	Geico	4.0
2nd	The Hartford	3.7
3rd	Progressive	3.3
4th	State Farm	3.3
5th	USAA	3.0
6th	Nationwide	2.7

Ratings based on WalletHub Editor Review, NAIC complaint index and J.D. Power score.

Just remember that customer service isn’t everything. Affordable rates, coverage options, and available discounts are also factors to consider when shopping for car insurance. They will affect your overall satisfaction, too.

To learn more, check out WalletHub’s picks for the best car insurance companies.

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