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The city in Mississippi with the least expensive auto insurance premiums is Starkville, which has an average premium of $979 per year. By comparison, the average cost of car insurance in Mississippi overall is $1,094 per year.
Cheapest Cities for Car Insurance in Mississippi
- Starkville: $979 per year
- Columbus: $1,047 per year
- Philadelphia: $1,056 per year
- Corinth: $1,081 per year
Some cities in Mississippi have cheaper car insurance premiums than others because insurance companies take a driver’s ZIP code into account when calculating their premium, alongside other factors. For example, drivers who live in dense urban areas typically pay more for coverage than drivers in rural areas because they’re more likely to get into an accident. And if an area has a particularly high theft rate, car insurance may be more expensive due to the risk of vehicles being stolen.
To learn more, check out WalletHub’s guide to the cheapest car insurance in Mississippi.
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