Who needs SR-22 insurance in Connecticut? This question is about SR-22 Insurance Guide

Who needs SR-22 insurance in Connecticut?

Answer Question Report Abuse

This question is about SR-22 Insurance Guide

Winslow Arizona, Car Insurance Writer

@winslow_arizona • 06/23/21 This answer was first published on 02/20/20 and it was last updated on 06/23/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

Drivers need SR-22 insurance in Connecticut after being convicted of a serious traffic violation, such as reckless driving or DUI. These drivers are considered “high risk” and are required to file an SR-22 certificate with the state to prove they have at least the minimum amount of car insurance required by Connecticut law. Drivers in Connecticut must maintain their SR-22 filing for 1 year.

Your first speeding ticket won’t necessarily guarantee that you need an SR-22. Connecticut only requires an SR-22 for specific traffic offenses, or accidents that cost more than a certain dollar amount.

Drivers in Connecticut Need SR-22 Insurance After:

Driving without insurance
DUI or DWI conviction
Reckless driving
Refusing a breathalyzer
Repeated traffic violations
At-fault accident causing injuries or death

Since each of these violations is serious, insurance companies consider drivers who need an SR-22 to be high-risk customers. That means if you are required to buy SR-22 coverage, insurance companies will charge you more in premiums to offset what they see as the added risk of covering you.

Answer Question

How do I get my SR-22 removed in Connecticut?

You can get your SR-22 removed in Connecticut after 1 year by notifying your insurance company, which will cancel the SR-22 filing with the state. Sometimes, the DMV will send you a notice letting you know when your SR-22 period is over.

If you’re not sure whether you’ve satisfied your SR-22 certification requirement, you can find out when you’ll be able to remove the high-risk SR-22 label from your driving record by contacting the...

read full answer

How long do you need an SR-22 in Connecticut?

You need an SR-22 in Connecticut for three years. Drivers with an SR-22 in Connecticut must maintain at least the minimum car insurance coverage required by Connecticut law for three years, and if there is any lapse in coverage, the clock resets. Connecticut mandates at least $25,000 in bodily injury liability insurance per person ($50,000 per accident), and at least $25,000 in property damage liability coverage. Connecticut also requires uninsured motorist protection.

When you...

read full answer

Do I need an SR-22?

You need an SR-22 if a judge or your state department of motor vehicles has informed you that you do. An SR-22 form, also called a Certificate of Financial Responsibility, may be required if you are trying to reinstate or maintain your license after being convicted of certain driving violations. These include DUI/DWIs, reckless driving, driving without a license or insurance, or repeat offenses. You can only get an SR-22 form from your car insurance...

read full answer

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.