Companies that offer non-owner car insurance include Geico, Progressive, USAA, and Esurance, as well as most other major insurers. Non-owner car insurance is an optional type of coverage only available to drivers who do not own their own vehicle and do not live with someone who owns a car. It includes the state’s minimum coverage requirements.
You can insure a car that you don’t own in most states if you can prove insurable interest. This means you have a financial stake in the vehicle and will suffer a loss if anything happens to it, which reduces the risk of you committing insurance fraud.
For example, even though you don’t fully own a vehicle that’s leased or financed, you have money invested in the car’s wellbeing. Just keep in mind that...
Yes, Nationwide offers non-owner car insurance for existing customers who do not have access to a car owned by someone in their household. Non-owner car insurance is a good investment for Nationwide customers who don't own a car themselves but frequently borrow or rent cars, or for those who need to file an SR-22 or FR-44 with their state. A non-owner policy from Nationwide typically costs around $674 per year.
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