Why is my Geico insurance so high? This question is about GEICO

Geico insurance can be higher than usual for a variety of reasons such as adding a new driver to your policy, changing your address, or getting a ticket. The most common causes for your insurance going up are: Getting in an accident Adding extra coverage to your policy Changing cars Adding a new driver to your policy Moving to a more densely populated area Getting a ticket Your credit score rating falling If you're unsure what the cause of your insurance rate increase was, you can check with your local Geico insurance agent. A good way to lower your premium, if you believe it's a bit too high, is to also check which discounts you might be eligible for with your agent.

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Why is my Geico insurance so high?

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This question is about GEICO

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Lilah Butler, Car Insurance Writer

@lilah_c • 08/25/21 This answer was first published on 08/25/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Geico insurance can be higher than usual for a variety of reasons such as adding a new driver to your policy, changing your address, or getting a ticket. The most common causes for your insurance going up are:

Getting in an accident
Adding extra coverage to your policy
Changing cars
Adding a new driver to your policy
Moving to a more densely populated area
Getting a ticket
Your credit score rating falling

If you're unsure what the cause of your insurance rate increase was, you can check with your local Geico insurance agent. A good way to lower your premium, if you believe it's a bit too high, is to also check which discounts you might be eligible for with your agent.

Does Geico offer a defensive driving course discount?

Completing a Geico defensive driving course qualifies drivers for a discount of up to 5% or 10% on their Geico car insurance premium. Geico-approved online defensive driving courses cost $14.95 to $24.95, depending on the provider and your state of residence.

Why a Geico Defensive Driving Course Is a Good Idea

In general, Geico defensive driving courses improve students’ driving skills by teaching them how to react effectively in hazardous situations. Main topics...

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Does car insurance go down at 25 with Geico?

Yes, car insurance goes down at 25 with Geico, since 25-year-olds are no longer considered as high-risk as younger drivers. Turning 25 years old saves drivers an average of 8.53% on a Geico policy, based on quotes for ZIP codes across the country.

Teenage drivers are considered the highest risk customers for insurance companies, since they are particularly likely to get into a serious car crash. As a result, car insurance premiums generally decrease...

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Why did my car insurance go up?

There are many reasons your car insurance can go up. If your auto insurance premium went up at renewal time, it may be because you caused an accident, earned a ticket, switched cars, added a teenage driver to your policy or increased your coverage. Even moving a short distance or paying a few credit card bills late can raise your car insurance cost. Your rate may also have been affected by widespread changes beyond your...

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