McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Nationwide is cheap for safe drivers and even offers discounts specifically for those types of drivers, like discounts for being accident-free for at least 5 years. Nationwide is not one of the cheapest car insurance companies overall, though, and young drivers may find cheaper rates elsewhere.
Average Rates for Nationwide Car Insurance vs. Top Competitors
| Company | Minimum Coverage | Full Coverage |
| $84 | $249 | |
| $77 | $218 | |
| $54 | $168 |
Note: Premiums are representative of a safe drivers in CA; individual premiums will vary.
Nationwide may not be one of the cheapest car insurance companies for most drivers, but it does offer a variety of discounts, like discounts for going paperless or for having low yearly mileage. Plus, Nationwide rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.
Your final premium is based on a variety of factors, though, such as your driving record, insurance history, and more. Every insurance company determines their rates differently, so the best way to find a good deal is to compare quotes from multiple insurers and take advantage of every discount.
To learn more, check out WalletHub’s review of Nationwide and see Nationwide’s full profile.
People also ask
How can I get cheaper car insurance?
The best way to get cheaper car insurance is to compare quotes from multiple companies and then switch to whichever insurer offers the coverage you want at the cheapest rate. Other ways to get cheaper car insurance include taking advantage of discounts, improving your driving record, and raising your credit score.
10 Ways to Get Cheaper Car Insurance
1. Compare quotes every 6-12 months.
Every car insurance company calculates premiums slightly differently,...
read full answerWhy did my Nationwide rate go up?
Your Nationwide rate could have gone up for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause Nationwide to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. Nationwide may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare costs, and...
read full answerDoes Nationwide use telematics?
Yes, Nationwide uses telematics through SmartRide, its usage-based program, and SmartMiles, its mileage-based program. SmartMiles only measures a driver’s mileage in order to calculate a daily rate for their policy, while SmartRide tracks several habits and rewards good drivers with a discount of up to 40%.
What Nationwide Telematics Tracks
- Miles driven
- Braking
- Acceleration
- Idle time
- The time of day that you drive
In order to...
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