You generally need a good or excellent credit score to get approved, but there is no official minimum Citi® Double Cash Card – 18 month BT offer credit score requirement. In other words, simply having a score above or below a certain threshold does not guarantee approval or rejection. There are other factors in play, including how your income compares to your debt obligations. And that’s why we recommend applying for Citi Double Cash only if you have a credit score of 700 or higher.
Most people think of “good” credit scores as ranging from 660 to 719. But it’s wise to adjust your sights a bit higher when shopping for an elite credit card offer. After all, if you barely meet the Citi Double Cash credit score requirement, actually getting approved may still be a long shot.
You can check your latest credit score for free on WalletHub, the only site with free daily updates, to get a sense of your Citi Double Cash approval odds. We’ll also give you personalized credit improvement tips to help maximize your chances.
Finally, if you don’t think you have the kind of credit score needed for Citi Double Cash Card approval, that doesn’t mean you’re out of options. You can check out the rest of WalletHub’s picks for 2017’s best rewards credit cards to find an offer that suits your standing.