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Does Bank of America automatically request pay stubs or other income verification for all auto loan requests?

Or do they only request verification if you pose a high risk? My wife and I have good credit scores (780's), and we have our paychecks automatically deposited into our Bank of America checking account. So they should be able to verify our income by looking at that. We just don't get paystubs so don't readily have those available. We do however have our most recent W-2's which confirms our salary. But was unsure if they needed paystubs specifically.… show more show less

This question is about Bank of America Car Loans

WalletHub, Financial Company

@WalletHub 01/09/17

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Bank of America does not request pay stubs when applying for a car loan. Depending on the card loan you’re requesting, you might be asked to provide federal tax returns, W-2s and financial statements. You can apply for the loan online and most decisions are available in about 60 seconds. Please visit the following to apply: https://www.bankofamerica.com/auto-loans/.

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