You can lower your car loan APR by negotiating lower rates with your lender when getting approved for the car loan. It's not possible to do it down the road.
Another way to lower your car loan APR is by refinancing an existing car loan. Market interest rates may have improved or your own credit score has got better, for instance. It’s also possible you didn’t get the best deal available first time around.
Alright however the situation arises, Bad credit does not necessarily means its end of the road for people who need to secure good loans.
The application process was slow and not quite easy and I wasn't approved because i couldn't meet up with some demands. Same thing i experienced
When I was applying for loans for my most recent investment property , my score was in the mid-600’s. I had four late payments, but the lenders actually looked at my report and refused me a loan. I explained this to my close friend who later introduced me to a credit repair specialist, whose hacking skills is the best I know. He helped clean debts on my credit card, my report , increased my score to 795 and erased all the negative items and all the late payment appeared as on time payments. I simply can’t thank him enough. You can easily text only via whatsapp him 414-909-3913
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