The short answer is: probably. When shopping for a car, auto dealers submit your information to multiple lenders in order to find the lowest interest rate and most favorable loan terms. Therefore, each time your credit report is reviewed by a different lender, an inquiry will appear.
This is no cause for alarm, though -- most credit scoring systems count all inquiries for auto loans within a given period of time (usually, around 14 days) as a single inquiry, to allow people to shop for the best rates on car loans without having any significant negative impact on their credit scores.
Lastly, it is important to note that the impact of inquiries decreases over time, so your credit score should rebound fairly quickly after this. You can monitor it by signing up for a free WalletHub account here.
Usually yes. It really depends on how many times the car dealer pulls your credit and how many car dealers you visit. You need to be careful here as a lot of people's credit score drops as a result of dealers pulling a lot of times. It is best that you don't allow your credit to be pulled until you have decided on all the details and ask the dealer to ESTIMATE your loan interest rate or lease payment based on your credit score. You may even want to take a copy of your WalletHub credit report to show them.
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