Your credit standing indicates what type of credit card you can get approved for. For example, someone with bad credit will not be able to qualify for a credit card that requires excellent credit. So checking your latest credit score before getting too deep into the credit card comparison process will save you time as well as help reduce your odds of rejection.
Your credit history also affects much more than just your credit score search. It also impacts your car insurance premiums, the security deposit you’ll have to place in renting an apartment, and even your ability to get certain types of jobs. You can learn more about how credit scores work and what they’re used for by reading WalletHub’s credit score guide.
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