“Department Stores N” stands for for Department Stores National Bank, the issuer of the Macy’s and Bloomingdale’s credit cards. Each retailer has a store-only version and an American Express option that can be used basically anywhere. “Amex” is the credit report code and nickname for American Express.
“DSNB” is a credit report code that stands for Department Stores National Bank. DNSB issues the Macy’s and Bloomingdale’s credit cards. Each retailer has a store-only version and an American Express option that can be used basically anywhere. And that, of course, explains the first part of “Amex DSNB.” “Amex” is the credit report code and nickname for American Express. … read full answer
Notations on credit reports can be confusing, but once you know what everything stands for you’ll be able to tell if it’s legitimate.
Here’s everything you need to know about (Amex) DSNB:
DSNB stands for Department Stores National Bank, which issues Macy’s and Bloomingdale’s credit cards.
There are two versions of each DSNB credit card: an American Express version and a store-only option.
“Amex DSNB” refers to a credit card on the American Express card network that’s issued by Department Stores National Bank.
You shouldn’t ignore incorrect information on your credit reports. If you see “DSNB” despite not even having applied for a card from Department Stores National Bank, be sure to file a dispute.
It’s also good to note that if you don’t currently have a DSNB card but you did in the past 10 years, it may still appear on your credit report. It’ll just be listed as a closed account rather than an open one.
Walmart is not considered a grocery store for credit cards. Major credit card networks assign a specific merchant category code (MCC) to purchases made at traditional grocery stores. This code doesn’t include “big-box” retailers like Walmart or Target because they sell a lot more than groceries. But Walmart Neighborhood Markets are considered grocery stores for credit cards since they sell groceries exclusively.… read full answer
If you want to earn bonus rewards on groceries purchased at Walmart, consider the Walmart Store Card. It offers 3% cash back on walmart.com purchases, including grocery pickup. The card also gives 2% cash back on Walmart and Murphy USA gas purchases. All in-store purchases, including groceries, yield 1% cash back.
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