“BBY/CBNA” is a credit report code that stands for Best Buy/Citibank North America. It refers to one of the Best Buy-branded credit cards issued by Citi. If you have such a card or recently applied for one, seeing this noted on your credit report is normal.
So there’s probably no need to worry about fraud if you have a Citibank credit card or you recently applied for one. But you can always use the issuer’s contact information listed on your credit report to confirm the record. You can check out this article with 4 steps to take if you don’t recognize a particular item on your credit report.
Finally, it’s worth mentioning the other possible definitions for “CBNA.” It could also stand for:
Credit Bureau of North America, LLC (in reference to a collection agency based in Dickson, Tenn.);
Comenity Bank (with “North America” mistakenly slapped on the end).
These alternate definitions won’t be used on your credit report. If you see “CBNA” there, it means Citibank. They could come up in content you read online, though. The last two are nothing to worry about. But if you have reason to believe there’s a collection agency coming after you, you’ll want to check your credit report for corresponding records and contact the collector to gather some information.
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