Hi! Yes it is legal in many states, and it is becoming more customary. Certain jobs in financial, IT, and government fields often also require you to give you social security number and the agreement for a full background check with your initial application. If your credit score is not as good as you would like to be, you can work on raising it using tips from this WalletHub article.
I agree with David that it is somewhat unfair because if you are out of a job you are likely to have money troubles that may result in a lowered FICO credit score. Best wishes to you and thanks for writing.
It is legal as long as you are made aware. You typically have to sign a release. The company is interested in the report, not the score. They likely want to check for judgments, bankruptcies or severe deliquencies, especially in positions where you would be handling money or required to have a security clearance.
It depends on the state. I'm not a lawyer, but as I understand it in most states they can as long as they follow the Fair Credit Reporting Act. So if you need a job because you can't pay your bills, you're probably at a disadvantage.
Most modern companies will want to do a full background check on you, which includes a credit check. It's not something to be afraid of, but you do have to give consent.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.