You can get your free credit report from all 3 bureaus from AnnualCreditReport.com, but you can only do it once a year.
However, you don't necessarily need to look at all of your credit reports. In most cases, it doesn't matter which credit report you'll look at since they'll all reflect your creditworthiness more or less the same. That's why we recommend using WalletHub as your everyday source of credit intelligence, while supplementing its award-winning services by ordering your Experian and Equifax reports once every year through AnnualCreditReport.com.
Hi! Thanks for writing! You are entitled to a free credit report from each of the three credit bureaus once a year. If you go to the FTC website here: https://www.consumer.ftc.gov/articles/0155-free-credit-reports, you can learn more about this good deal. From their website: “The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to credit reporting companies. A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued or have filed for bankruptcy. Nationwide credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.” They will send you to https://www.annualcreditreport.com/index.action. Best wishes to you!
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