How do I get a free TransUnion FICO score?

Different websites provide you with different credit scores. The truth is that each different credit score is more or less the same. You can read more about this subject here: /edu/cs/real-credit-score/22363

It’s impossible to compile a list of cards that use TransUnion only. The credit bureau your report gets pulled from when you apply for a credit card depends on a variety of factors. Some issuers, according to credit blogs and forums, use certain bureaus more than others. But it’s far from a guarantee. Your location and random chance can play a role too. Plus, credit card companies often pull reports from two bureaus, or even all three. So in a sense, all credit cards use TransUnion. That said, applicants who’ve talked about their experiences online give the impression that Barclaycard, U.S. Bank and Wells Fargo credit cards are most likely to pull TransUnion credit reports. … read full answer

Here are some credit cards that may use TransUnion:

• For low APR: Barclaycard Ring Mastercard
  No annual fee, balance transfer fee or foreign transaction fee. 10.24% (V) APR. No rewards.Excellent credit required.
• For bad credit: Harley-Davidson Secured (U.S. Bank)
  No annual fee. $300 minimum deposit, $5,000 maximum. 1 point per $1 spent. Redeem 2,500 points for a $25 Harley-Davidson gift card.
• For cash rewards: Wells Fargo Cash Wise Visa
  No annual fee. 12-month 0% APR on purchases and balance transfers. $200 for spending $1,000 in the first 3 months. Unlimited 1.5% cash back on all purchases, and 1.8% on mobile wallet purchases.
• For long 0% APR: Wells Fargo Platinum Visa
  No annual fee. No rewards. 0% APR on purchases and balance transfers for 15 months.

It’s also worth noting that there are Capital One cards for every type of credit advertised on TransUnion’s website. So if you’re hoping to have only your TransUnion report pulled, that could be a good sign. But you’re never guaranteed a certain credit bureau, and issuers aren’t keen to reveal who they usually pull.

You can get a free FICO score through Experian and with an account from certain banks and credit unions, including American Express, Bank of America and Wells Fargo. Some lenders, such as Discover, offer free FICO scores to non-account holders, too. Most free FICO scores are updated monthly, based on data pulled from the … read full answermajor credit bureaus.

Here are some of the places where you can get a free FICO score:

• Ally Bank: If you have an auto loan through Ally, you can view your FICO score through your Ally Auto account.
• American Express: Any American Express credit card holder can check their FICO score for free. Scores are updated weekly when you log into your account.
• Bank of America: Anyone with a Bank of America credit card can view their FICO score for free through their online account.
• Barclays: If you have a Barclays credit card account, you can view your FICO score through Barclays’ mobile application.
• Citibank: If you have any Citibank-branded credit card, you can view your FICO score online. Scores are updated monthly.
• Discover: Discover offers free FICO scores to its cardholders and anyone else who wants to check their credit score. These scores are updated monthly.
• Experian: When you create an account with the credit bureau, you will have access to your FICO score as well as credit monitoring.
• PenFed: PenFed offers its checking account, credit card and installment loan customers free FICO scores.
• Sallie Mae: If you have a private student loan through Sallie Mae, you can view your FICO score for free through your online account.
• USAA: USAA members can check their FICO scores through their online accounts.
• Wells Fargo: Wells Fargo credit card accountholders can check their FICO scores for free with monthly updates.

When looking for a free credit score, remember to pay attention to the source you use. Choose a site that offers frequent updates and provides information on how your score is calculated. As long as it’s from a reputable source, it doesn’t really matter whether you’re checking a FICO score or a VantageScore.

WalletHub is a great place to check your score regularly since we provide free daily updates to your credit score and credit report and also tailor advice to your specific credit needs. All of these resources are available for free through your WalletHub account.