How do I get a free TransUnion FICO score? This question is about TransUnion

How do I get a free TransUnion FICO score?

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This question is about TransUnion

WalletHub, Financial Company

@WalletHub • 06/09/20 This answer was first published on 06/09/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get a free TransUnion FICO score through a Bank of America credit card account, select Barclays credit card accounts, and Discover’s free Credit Scorecard program (open to all).

You cannot get a free FICO score from TransUnion directly. Instead, TransUnion allows you to view your VantageScore by paying $24.95 per month for a TransUnion account. That gives you unlimited access to your credit score, your credit report, and credit monitoring.

You don’t have to pay to check your TransUnion credit score, however, and the credit score you check doesn’t have to be a FICO score. You can get free daily credit score updates based on TransUnion credit report data from WalletHub. You can also monitor your credit and receive customized advice based on your credit profile.

Kenneth @kennethb53

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Discover provides a free FICO score based on your Experian credit report-- not TransUnion. Plus Discover recently announced "After careful consideration, we’ve decided to retire our credit scorecard offering for prospective customers on June 6, 2022. Registrations will not be accepted after March 1, 2022 and services will end on June 6, 2022."

ERIC E @erice_36

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Great (verified) facts presented! Thank You Wallet Hub. I believe its worth mentioning that these mentioned TU FICo scores are all FICo 8 scores. Where can I get a TU FICo 9 score (free-ish) please?

8364DODGEBOY8364, Member

@8364DODGEBOY8364 • 02/23/22 This answer was first published on 02/23/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Y are credit scores so different and I want a free credit score

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People also ask

Why is my credit score different on different websites?

Different websites provide you with different credit scores. The truth is that each different credit score is more or less the same. You can read more about this subject here: /edu/cs/real-credit-score/22363

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What are the credit cards that use TransUnion only?

That's a shot in the dark, at best. Some say TU is the smaller of the three, but the reality is many issuers pull from all three bureaus.You could try freezing the other two, so you can force them to use just TransUnion, but I've heard mixed results with that. For some it worked, for others they got insta-rejected.… read full answer

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Where can I get my free FICO score?

You can get a free FICO score through Experian and with an account from certain banks and credit unions, including American Express, Bank of America and Wells Fargo. Some lenders, such as Discover, offer free FICO scores to non-account holders, too. Most free FICO scores are updated monthly, based on data pulled from the … read full answer major credit bureaus.

Here are some of the places where you can get a free FICO score:

Ally Bank: If you have an auto loan through Ally, you can view your FICO score through your Ally Auto account.

American Express: Any American Express credit card holder can check their FICO score for free. Scores are updated weekly when you log into your account.

Bank of America: Anyone with a Bank of America credit card can view their FICO score for free through their online account.

Barclays: If you have a Barclays credit card account, you can view your FICO score through Barclays’ mobile application.

Citibank: If you have any Citibank-branded credit card, you can view your FICO score online. Scores are updated monthly.

Discover: Discover offers free FICO scores to its cardholders and anyone else who wants to check their credit score. These scores are updated monthly.

Experian: When you create an account with the credit bureau, you will have access to your FICO score as well as credit monitoring.

PenFed: PenFed offers its checking account, credit card and installment loan customers free FICO scores.

Sallie Mae: If you have a private student loan through Sallie Mae, you can view your FICO score for free through your online account.

USAA: USAA members can check their FICO scores through their online accounts.

Wells Fargo: Wells Fargo credit card accountholders can check their FICO scores for free with monthly updates.

When looking for a free credit score, remember to pay attention to the source you use. Choose a site that offers frequent updates and provides information on how your score is calculated. As long as it’s from a reputable source, it doesn’t really matter whether you’re checking a FICO score or a VantageScore.

WalletHub is a great place to check your score regularly since we provide free daily updates to your credit score and credit report and also tailor advice to your specific credit needs. All of these resources are available for free through your WalletHub account.

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