What does "GECRB" mean on my credit report? This question is about Credit Scores

What does "GECRB" mean on my credit report?

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This question is about Credit Scores

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@WalletHub • 07/13/20 This answer was first published on 11/07/16 and it was last updated on 07/13/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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“GECRB” is a code used by credit reporting agencies. It stands for General Electric Capital Retail Bank. That was the name of GE’s financial division before it became Synchrony Bank in 2015.

If you have a credit card originally issued by GE Capital, that would explain the “GECRB” notation on your credit report. And the company’s transition to Synchrony Bank would explain why “SYNCB” might be listed, too. That’s possible if you applied for an account with them in the past two years.

If you believe either of those codes was added to your credit report in error, you can contact Synchrony Bank at 866-419-4096 and file a dispute with TransUnion. If you have a WalletHub account, you can immediately file a dispute by clicking “Report to TransUnion” at the bottom of the inaccurate record on your credit report. Finally, you can learn about other steps that you might want to take from our articles on inquiries you didn’t authorize and accounts you don’t recognize.

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Here’s where you can use popular Synchrony credit cards:

Amazon.com Store Card: Amazon.com

GAP Store Card: Gap, Old Navy, Banana Republic and Athleta

Lowe's Store Card: Lowe’s

TJX Store Card: T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post

JCPenney Credit Card: JCPenney

Sam's Club® Credit Card: Anywhere Mastercard is accepted

Some of those cards also have a Visa or Mastercard version that can be used basically anywhere that takes credit cards. But they generally offer the best rewards on purchases made through the stores they’re affiliated with.

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Who is Synchrony Bank? Where did this bank come from? How is it that several credit accounts that I have belong to this bank?

On June 2, 2014, GE Capital Retail Bank changed its name to Synchrony Bank. Synchrony Financial is the parent company of Synchrony Bank. Synchrony Financial has more than 80 years experience in the financial sector and it’s one of the largest provider of private label credit cards in the United States. The company works with a large number of retailers to support their credit card programs.… read full answer

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