“GECRB” is a code used by credit reporting agencies. It stands for General Electric Capital Retail Bank. That was the name of GE’s financial division before it became Synchrony Bank in 2015.
If you have a credit card originally issued by GE Capital, that would explain the “GECRB” notation on your credit report. And the company’s transition to Synchrony Bank would explain why “SYNCB” might be listed, too. That’s possible if you applied for an account with them in the past two years.
If you believe either of those codes was added to your credit report in error, you can contact Synchrony Bank at 866-419-4096 and file a dispute with TransUnion. If you have a WalletHub account, you can immediately file a dispute by clicking “Report to TransUnion” at the bottom of the inaccurate record on your credit report. Finally, you can learn about other steps that you might want to take from our articles on inquiries you didn’t authorize and accounts you don’t recognize.
Where you can use your Synchrony credit card depends on which card you have. Synchrony Bank mostly issues store credit cards, which only work at the specific retailers they’re affiliated with. But if your card has a Visa or Mastercard logo and an expiration date, it can be used pretty much anywhere.… read full answer
For example, the GAP Store Card can only be used at Gap, Old Navy, Banana Republic and Athleta. But the GAP Credit Card can be used anywhere Mastercard is accepted.
Here’s where you can use popular Synchrony credit cards:
Amazon.com Store Card: Amazon.com
GAP Store Card: Gap, Old Navy, Banana Republic and Athleta
Lowe's Store Card: Lowe’s
TJX Store Card: T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post
Toys R Us Store Card: Toys“R”Us and Babies“R”Us
Walmart® Store Card: Walmart and Murphy USA gas
Some of those cards also have a Visa or Mastercard version that can be used basically anywhere that takes credit cards. But they generally offer the best rewards on purchases made through the stores they’re affiliated with.
On June 2, 2014, GE Capital Retail Bank changed its name to Synchrony Bank. Synchrony Financial is the parent company of Synchrony Bank. Synchrony Financial has more than 80 years experience in the financial sector and it’s one of the largest provider of private label credit cards in the United States. The company works with a large number of retailers to support their credit card programs.… read full answer
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