You can find your employment history through your Social Security records, IRS filings, and credit reports. The first two options usually come with fees, but you can check your credit report for free by joining WalletHub. WalletHub even alerts you when a new employer has been added to your report. This can happen if you’ve provided employment information as part of a credit application. You’ll be able to see records of your employers under the personal information section of your credit report.
To obtain your work history from the Social Security Administration (SSA), you will need to fill out Form SSA-7050-F4, send it back to SSA and pay a fee. It costs $91 for a non-certified statement of earnings and $125 for a certified statement of earnings.
You can also check your own tax return records to find your work history. In case you no longer hold those, you can request your tax returns from the IRS by filling out Form 4506. After filling out the form, you will have to mail it back to the IRS along with a $50 fee per tax return requested.
A background check shows identifying information, credit report contents, employment history, university degrees, driving history, public records, and/or criminal records, depending on the situation. If you authorize a potential employer or other party to run a background check on you, you can ask what area(s) the background check will focus on.… read full answer
One of the best ways to make sure a background check goes smoothly is by checking your credit report regularly. Since many items that show up in a background check can be traced back to your credit report, correcting any mistakes there can go a long way. You can check your TransUnion credit report for free through your WalletHub account.
Things that can show up on a background check include:
Identifying information. When someone runs a background check on you, they can see identifying information, such as your Social Security number, date of birth, and physical address. This information is used to verify that you are who you say you are.
Credit history. When a potential employer runs a pre-employment search on your credit, the contents of your credit report (including tradelines, credit inquiries and identifying information) will be revealed. Employers may want to see how you manage credit if it’s relevant to the position, and too many credit inquiries or significant account balances can signal recklessness.
Employment history. When you apply for a job, employment history verification may be used by your potential employer to match your employment history to what you reported on your job application. This verification will also confirm details such as dates of employment, salary, job function, and termination rationale (if applicable).
University degrees. Similar to employment history verification, an education background check can confirm any degrees you list on your resume.
Public record. Any items included on your public record, such as bankruptcy, will also show up through a background check.
Criminal record. A background check can show criminal offenses at both the state and federal level. Convictions (felony and misdemeanor), pending charges, and any jail time will all show up in a criminal history check. Depending on your state’s laws, previous arrests can also show up, but juvenile records do not.
Hi! Yes it is legal in many states, and it is becoming more customary. Certain jobs in financial, IT, and government fields often also require you to give you social security number and the agreement for a full background check with your initial application. If your credit score is not as good as you would like to be, you can work on raising it using tips from this … read full answerWalletHub article.
I agree with David that it is somewhat unfair because if you are out of a job you are likely to have money troubles that may result in a lowered FICO credit score. Best wishes to you and thanks for writing.
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