In order to maintain a good credit score, it is essential to make payments on time and maintain a credit utilization below 30% (i.e. how much of your available credit you use on a monthly basis). On a credit card with a $1,000 limit, for example, it would be best to use $10 to $100 each month, and no more than $300.
To maintain a good credit score, you should stay on top of your payments and manage your credit cards responsibly. Request a credit report and check for any error that may hurt your score. If there is, you can dispute to have it removed from your report.
Best way to do it is to just be responsible with your finances, and your bills. Don't let anything reach collections (even utilities) and have a couple of credit cards that you use regularly.
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