Lauren Smith, WalletHub Staff Writer
Permalink Report Abuse
You can pass a rental credit check by providing proof of a strong credit history and income. This may include on-time payments listed on your credit report and verifiable income documented via your most recent paystubs and bank statements.
If your credit is poor, a landlord may ask you to strengthen your application by paying a larger deposit, adding a co-signer, or providing references.
Tips for How to Pass a Rental Credit Check
- Check your credit report for errors and dispute any with the credit bureaus.
- Verify your income with paystubs, bank statements or an employment letter.
- Show payment history for previous rentals, utility bills, and other services.
- Secure a recommendation from a previous landlord.
- Find a co-signer or a roommate.
- Pay a larger deposit.
- Search for a rental that doesn’t require a credit check.
You can check your credit score for free and also access personalized tips for improving it here at WalletHub.
People also ask
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Did we answer your question?