I closed my account in October, but it's still showing as open on my credit report. How long does it take for it to update?

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@WalletHub • 12/21/17 This answer was first published on 12/21/17. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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That depends on your credit card issuer’s reporting cycle. Lenders submit account-related information to the credit bureaus on a monthly basis, adhering to their own schedule. For that reason, we suggest you allow a minimum of 30 days and up to 45 days for the updates to show on your credit report. The good news is that when the credit bureaus receive information regarding your accounts, they typically update your credit report right away, and your score will be recalculated accordingly. You can monitor your credit report’s developments on a daily basis for free on WalletHub.

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