So there’s probably no need to worry about fraud if you have a Citibank credit card or you recently applied for one. But you can always use the issuer’s contact information listed on your credit report to confirm the record. You can check out this article with 4 steps to take if you don’t recognize a particular item on your credit report.
Finally, it’s worth mentioning the other possible definitions for “CBNA.” It could also stand for:
Credit Bureau of North America, LLC (in reference to a collection agency based in Dickson, Tenn.);
Comenity Bank (with “North America” mistakenly slapped on the end).
These alternate definitions won’t be used on your credit report. If you see “CBNA” there, it means Citibank. They could come up in content you read online, though. The last two are nothing to worry about. But if you have reason to believe there’s a collection agency coming after you, you’ll want to check your credit report for corresponding records and contact the collector to gather some information.
CCB/PPC stands for “Comenity Capital Bank/PayPal Credit.” If you see this on your credit report, it means one of two things. First, you may have applied for a PayPal Line of Credit, which gives you 6 months to pay off purchases of $99 or more. Or someone else could have applied for this line of credit in your name, which would be fraudulent and something you’d need to act on immediately. … read full answer
Here’s what CCB/PPC means:
CCB/PPC is short for “Comenity Capital Bank/PayPal Credit.” PalPal Credit is a revolving line of credit from PayPal managed by Comenity Capital Bank.
PayPal Credit gives you 6 months to pay on purchases of $99 or more. If you pay in full within those 6 months, you pay no interest. If you don’t, you’ll owe interest at a 25.49% (V) APR dating back to when you made the purchase, like it was always there.
If you applied for a PayPal credit account, that would have generated a hard inquiry on your credit report, represented as “CCB/PPC.”
If you don’t use PayPal Credit, someone may have fraudulently opened an account in your name. In that case, you should call PayPal right away at 1-866-528-3733, dispute the records on your credit report, and consider filing an identity theft report.
PayPal Credit doesn’t have any kind of annual fee. But you’ll still pay a flat fee of 2.9% + $0.30 for each transaction you make. That’s the same fee you’d ordinarily pay when using a credit card or debit card to send money through PayPal.
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