My score dropped 63 points down to 698 due to student loans that were late in 3/16 but were paid in 3/16. Why am I now being hit in 8/2017?
These were loans that were sold to another company and I didn't change my auto pay. I realized in 3/16 when my credit dropped suddenly. I brought them up to date immediately. My score had steadily improved since.
If you are seeing a dip in your score now, it is likely that something other than your student loans are causing it, especially if you are current on your payments. Yourcredit score is influenced by many factors, such as old accounts falling of your report, highcredit utilization, or too many hard inquiries on your credit report due to repeated credit applications submitted within short timeframe. You can find the top cause of a credit score dip here.
Make sure you check yourcredit report to find out where the problem generates from, and you can track yourcredit score’s developments on a daily basis for free on WalletHub.
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