What does SYNCB/HHGREGG mean on my credit report?

Question

Where you can use your Synchrony credit card depends on which card you have. Synchrony Bank mostly issues store credit cards, which only work at the specific retailers they’re affiliated with. But if your card has a Visa or Mastercard logo and an expiration date, it can be used pretty much anywhere.… read full answer

For example, the American Eagle Outfitters (AEO) Store Card can only be used at American Eagle Outfitters. But the American Eagle Outfitters (AEO) Credit Card can be used anywhere Visa is accepted.

Here’s where you can use popular Synchrony credit cards:

Amazon.com Store Card: Amazon.com

American Eagle Outfitters (AEO) Store Card: American Eagle Outfitters

Lowe's Store Card: Lowe’s

TJX Store Card: T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post

JCPenney Credit Card: JCPenney

Sam's Club® Credit Card: Anywhere Mastercard is accepted

Some of those cards also have a Visa or Mastercard version that can be used basically anywhere that takes credit cards. But they generally offer the best rewards on purchases made through the stores they’re affiliated with.

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Answer 1 · 2020-07-24 02:50:41

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Sydney Garth, Credit Cards Moderator

@sydneygarth • 07/24/20 This answer was first published on 05/04/20 and it was last updated on 07/24/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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SYNCB/HHGREGG on your credit report refers to the HHGregg Credit Card issued by Synchrony Bank. SYNCB stands for Synchrony Bank, while HHGREGG refers to the HHGregg Credit Card.

Seeing SYNCB/HHGREGG on your credit report is nothing to worry about if you have the HHGregg Credit Card or recently applied for it.

If you do not have the HHGregg Credit Card and did not recently apply for it, you need to file a dispute with the credit bureau that produced the report containing SYNCB/HHGREGG. It’s also a good idea to check your other credit reports and take additional steps to protect yourself against fraud.

Answer 2 · 2021-07-06 14:51:35

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archiekmsgedw, Member

@archiekmsgedw • 07/06/21 This answer was first published on 07/06/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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What does SYNCB/HHGREGG mean on my credit report?

Sydney Garth, Credit Cards Moderator

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