SYNCB/HHGREGG on your credit report refers to the HHGregg Credit Card issued by Synchrony Bank. SYNCB stands for Synchrony Bank, while HHGREGG refers to the HHGregg Credit Card.
Seeing SYNCB/HHGREGG on your credit report is nothing to worry about if you have the HHGregg Credit Card or recently applied for it.
If you do not have the HHGregg Credit Card and did not recently apply for it, you need to file a dispute with the credit bureau that produced the report containing SYNCB/HHGREGG. It’s also a good idea to check your other credit reports and take additional steps to protect yourself against fraud.
Where you can use your Synchrony credit card depends on which card you have. Synchrony Bank mostly issues store credit cards, which only work at the specific retailers they’re affiliated with. But if your card has a Visa or Mastercard logo and an expiration date, it can be used pretty much anywhere.… read full answer
For example, the GAP Store Card can only be used at Gap, Old Navy, Banana Republic and Athleta. But the GAP Credit Card can be used anywhere Mastercard is accepted.
Here’s where you can use popular Synchrony credit cards:
Amazon.com Store Card: Amazon.com
GAP Store Card: Gap, Old Navy, Banana Republic and Athleta
Lowe's Store Card: Lowe’s
TJX Store Card: T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post
Toys R Us Store Card: Toys“R”Us and Babies“R”Us
Walmart® Store Card: Walmart and Murphy USA gas
Some of those cards also have a Visa or Mastercard version that can be used basically anywhere that takes credit cards. But they generally offer the best rewards on purchases made through the stores they’re affiliated with.
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