How can I get my paid medical bills that went to collections off my credit report? It has been 3 years since I paid them. This question is about Credit Reports

How can I get my paid medical bills that went to collections off my credit report?

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It has been 3 years since I paid them.

This question is about Credit Reports

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@WalletHub • 07/08/20 This answer was first published on 09/08/16 and it was last updated on 07/08/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best way to get paid medical bills off of your credit report is to file a dispute. This only works if the bills have stayed on your credit report beyond the required seven years. There is no way to remove paid medical bills from your credit report before the seven years starting on the date your original delinquency is reported to the credit bureaus.

Nevertheless, it is recommended to contact the creditor or debt-collection company to update the status for those accounts. Your credit score should fare better if your account is marked as “settled” rather than “closed” or the collections account is classified as “paid” rather than “open”.

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