A credit report is a record of a consumer’s credit history from a number of sources, such as banks, credit card companies and collection agencies.
Information from a credit report is used to determine their credit score, which is important when applying for different types of loans or credit cards. If you want to find out more about what’s on a credit report, you can read this article. You might also want to check out this guide on building credit:https://wallethub.com/edu/how-to-build-credit/20579/.
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