What is TransUnion? This question is about TransUnion

What is TransUnion?

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This question is about TransUnion

WalletHub, Financial Company

@WalletHub • 08/20/20 This answer was first published on 08/20/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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TransUnion is a credit bureau that produces credit reports and provides various products and services related to consumer credit health and identity theft prevention. As one of the three major credit bureaus (along with Equifax and Experian), TransUnion collects information about how consumers use credit, including the types of credit accounts used, payment history for those accounts, amounts owed and more. TransUnion then passes that information along to creditors and potential employers, which use the information – often together with credit scores calculated from it – to make decisions about individuals’ creditworthiness.

TransUnion Facts

Founded in 1968
Headquartered in Chicago, IL
8,000 employees
Credit data for 1 billion people in over 30 countries
Database of more than 65,000 businesses
Publicly owned (ticker symbol: TRU)

You can access your free TransUnion credit report (updated daily) through your WalletHub account. You can also dispute any inaccurate or fraudulent items on your TransUnion credit report through WalletHub’s interface.

Dmitriy Fomichenko, President, Sense Financial

@dfomichenko • 09/22/16 This answer was first published on 09/22/16. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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TransUnion is a company specializing in credit information and information management services. It is also the third largest credit bureau in the US and operates in 33 countries globally. As a consumer, you can request a free credit report from TransUnion.

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People also ask

How do I get a free TransUnion FICO score?

You can get a free TransUnion FICO score through a Bank of America credit card account, select Barclays credit card accounts, and Discover’s free Credit Scorecard program (open to all).

You cannot get a free FICO score from TransUnion directly. Instead, TransUnion allows you to view your VantageScore by paying $24.95 per month for a TransUnion account. That gives you unlimited access to your credit score, your credit report, and credit monitoring.… read full answer

You don’t have to pay to check your TransUnion credit score, however, and the credit score you check doesn’t have to be a FICO score. You can get free daily credit score updates based on TransUnion credit report data from WalletHub. You can also monitor your credit and receive customized advice based on your credit profile.

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How do I contact the TransUnion credit bureau?

You can contact the TransUnion credit bureau online, by mail, or by phone. The TransUnion customer service phone number is 1 (855) 681-3196. Live customer service representatives are available from 8 a.m. until midnight EST, Monday through Thursday, and 8 a.m. to 8 p.m. EST Friday through Sunday. If you need to contact the credit bureau by mail, TransUnion’s mailing address is: TransUnion Consumer Solutions / P.O. Box 2000 / Chester, PA 19016.… read full answer

TransUnion customer service can help you set up a credit freeze, file a dispute, add a fraud alert, manage your account, and more.

To contact TransUnion for a credit freeze: visit TransUnion online or call 888-909-8872.

To dispute an item on your TransUnion credit report: file a dispute online or call 800-916-8800.

To add a fraud alert to your TransUnion credit report: add an alert online or call 800-680-7289.

Before you initiate contact with TransUnion, make sure to gather any relevant information and documentation that could come up during the conversation, such as your Social Security number, date of birth, financial records, and most recent credit report.

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