What is ‘Universal CD CBNA’?

I just read this on my credit report and I’m not sure what it means. Should I be worried?

WalletHub, Financial Company

@WalletHub 08/30/18 First posted on 07/12/17
Last reviewed on 08/30/18

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“Universal CD CBNA” on a credit report refers to the AT&T Universal Savings Platinum Credit Card, which is no longer available to new applicants.

“Universal” is short for AT&T Universal Savings. “CD” stands for card. And “CBNA” is an acronym for CitiBank North America. Don’t mistake this for Credit Bureau of North America; Community Bank, N.A.; or Comenity Bank!

So seeing “Universal CD CBNA” on your credit report is no cause for concern if you have an AT&T Citicard. But if that’s not the case, make sure to follow these steps for addressing an unauthorized credit inquiry.

Mark Farms, Member

@mark_farms 02/01/18

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It's an AT&T credit card, issued by CitiBank.

Todd Briggs, Member

@todd_briggs 12/05/17

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If you have an old AT&T credit card, that's what it's about. It's from CitiBank, hence CBNA.

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