“GECRB JCP” is the code used by credit bureaus for old JCPenney (JCP) credit cards, issued by General Electric Capital Retail Bank (GECRB). GECRB changed its name to Synchrony Bank in 2015.
So if you own a JCPenney Credit Card that was issued before 2015, that would explain why “GECRB/JCP” is listed on your credit report. If that’s the case, you may also see a “SYNCB” notation and an account marked as ‘new,’ signifying the change in issuer.
But if you’ve never owned a JCPenney card or you believe this is a mistake, you can dispute it through one of the credit bureaus. You may also want to check out WalletHub’s tips for what to do if you spot an unauthorized account or credit inquiry on your report.
Finally, you can sign up for free on WalletHub, where you can get daily credit score and report updates as well as 24/7 credit monitoring. This way, you’ll know about important credit changes as soon as they happen.
JCP is JCPenney, but it should show SYNCB/JCP, it's Synchrony.
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