After grad school, I'll have about $100k in debt (car and student loans, credit cards, etc). Will this hurt my ability to get a mortgage? I'm specifically interested in how student loan debt will affect my credit score

After grad school, I'll have about $100k in debt (car and student loans, credit cards, etc). Will this hurt my ability to get a mortgage?

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I'm specifically interested in how student loan debt will affect my credit score

R. Joseph Ritter Jr., Financial Advisor

@RRitter • 07/17/15 This answer was first published on 07/17/15. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, it will, but not necessarily from a credit score standpoint. Lenders will look at your borrowing capacity, which is measured by taking your gross income and deducting all your debt payments. If you have a very high income ($100,000+), this may or may not be as much of a concern.

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