I would suggest calling the card companies and asking them if they can lower your rate. If you have consistently made on time payments, they may be able/willing to lower the rate. It might not be a lot, but every little bit helps. And, they might also say no, but it can't hurt to ask. If available to you on one of your existing cards, you can always consider a balance transfer, which will usually give you 0% for X months (though there is typically a 3% transfer fee for them), and that can lower the rate at least temporarily. It's not necessarily a good habit to get into to constantly be transferring balances all over the place, but if it is part of a concerted effort to reduce/pay off your debt, then it can be a useful tool.
It is unlikely you will be able to get a lower rate for each of your card, but you might be able to get a lower overall rate if you consolidate.
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