Yes, even though your debt-to-income ratio is one of the factors issuers take into consideration, it is not the main one, as your approval odds are primarily affected by your credit score. You can check your credit score for free on WalletHub: https://wallethub.com/free.
It's possible. When considering debt the total $15k won't necessarily be looked at. The monthly payment on this loan will be viewed. The lender will consider the monthly payment amounts for all of your debts versus your income. If your income supports the payments, and your credit is good, you should be fine.
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