The General does not offer health insurance. It is a car insurance company that focuses on high-risk drivers. These include young drivers and drivers with a bad driving history, poor credit or gaps in their insurance coverage.
There is an insurance company with a similar name, National General, that offers short-term medical policies for people who are between plans. These can be valuable if you’ve missed an open enrollment period, are between jobs or are just leaving your parents’ policy. National General also offers supplemental accident and critical illness insurance.
In addition, while the high-risk auto insurer The General does not offer health insurance itself, its parent company, American Family Insurance (AmFam), does.
AmFam’s products include:
- Medicare supplement insurance
- Short-term insurance
- Employee group insurance
- Add-on coverages for critical illness, accidents, and dental care.
AmFam offers these plans through partnerships with Illinois Mutual Life, Aetna Senior Supplemental, National Health Insurance Company, Time Insurance Company, Sanford Health and Met Life Insurance Company. These companies underwrite the insurance and are responsible for paying claims. AmFam sells the policies and backs them with the extra security of its own financial stability.
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