This question frequently comes up when someone is trying to do a Home Affordable Refinance Program (HARP) refinance. There are two places to look to see if your mortgage is owned by either Fannie Mae or Freddie Mac:
If you applied for a mortgage guarantee from them or the bank sold the loan to them they do. Although most of the time they package them in mortgage back securities and sell the securities to the public and then they just service the loan.
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