You can get a home improvement loan with bad credit. There are some lenders that give out loans to people with poor credit. However, these loans are typically capped at lower amounts.
Another way to go about it is to get a secured personal loan that you can use to make home improvements. These types of loans typically don't have a minimum credit score requirement. They require collateral, which the lender can take possession of, if you don't repay the loan.
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