Hello, there isn't a right or wrong answer to how to handle this situation. Any savings accounts listed on your home loan application will require you to verify the balance by providing 2 months of bank statements. So, by consolidating the accounts into one you are making for less work/paperwork for you and your lender.
However, you didn't specify the balances of the accounts. If the total is greater than 250,000, talk to the bank first about structuring ownership of your accounts so the funds remained FDIC insured.
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