Is home insurance for landlords enough?

No, it will not do. The proper insurance to obtain is a landlord's policy. It is written for instances when the owner does not occupy the property. Homeowner's insurance is for when the owner also occupies the home. The question to ask yourself is what would happen if you had a claim? When the insurer for the homeowner's policy finds out the property was rented out, they will most likely deny the claim. Price-wise, the landlord policy should not be any more expensive, but it will protect you in the way you need it. Although not required of you, it is also good to tell your renter to have their own renter's insurance. Your insurance -- homeowner's or landlord's -- will not cover someone else's personal property.