Well acorrding to the US Floodsmart a Flood.".. is a general and temporary condition where 2 or more acres of normally dry land or two or more properties are inundated by water or mudflow. Your flood risk isn't just based on history: it's based on many factors that include current weather patterns, natural changes in the environment, and recent development in your community"
In the US - Flood Insurance is the limited coverage of these events. Flood Insurance can cover: Building Property and Personal Contents. FEMA flood insurance has limits to the amount of coverage that can be offered on both of these. There are many exclusions to flood insurance.
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