To change your name on a credit card, you will need to provide copies of identification in your new name to your credit card issuer. These documents can be submitted online, by mail or in person. You’ll need to include a marriage certificate (if applicable), a Social Security card, and a driver’s license or other form of identification.
If you are changing your name for reasons other than marriage or divorce, you'll need the paperwork from the court that approved your name change. For example, if you want to officially change your first name to a nickname, you'll have to get a court order granted by a judge.
Here’s how to change your name on a credit card:
Get certified copies of legal documents: This may include your marriage certificate, divorce certificate/decree or other legal documents relating to your name change, such as a court order. You will need these when you apply for your new state ID and contact your credit card issuer.
Apply for a new Social Security card: You can apply at your local Social Security office, online or by mail. You will need to fill out a form, submit required documents, and then wait around six weeks for your card to arrive.
Update your driver’s license: Your local Department of Motor Vehicles will likely require at least three forms of identification, so bring your current driver’s license (or state ID card), a copy of your birth certificate and your new Social Security card.
Contact your credit card issuers: When everything is updated, call the number on the back of your card(s). The process for requesting a name change on a credit card varies by issuer. Many let you make the request online or by phone, but some require you to bring your documents to a local branch.
Once your request is processed, the name change will be immediately reflected on your online account, and your credit card company will automatically mail you a new card. Your new card should arrive in 5-10 business days.
In all, you’ll only be able to change your name on a credit card with multiple forms of legal documentation. And it can take a while to get those together, so it’s best to start as soon as possible. If you don’t change the name on your credit card, you might run into difficulties trying to apply for a loan or line of credit in the future.
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