The amount that you can transfer to a credit card depends on the credit limit you’re approved for. A balance transfer entails using your new credit card to pay off a debt owed on another account, usually a credit card from a different issuer. So you can generally transfer as much as your available credit – your limit, minus amounts owed – will allow.
It’s frustrating that you won’t know how much of your balance you’ll be able to transfer before applying for a balance transfer credit card. But a credit card company can’t tell how big of a credit line you’ll qualify for before thoroughly reviewing your credit history, income and debt obligations. Some credit cards may list the minimum credit limit you will get if approved in the terms and conditions, though.
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