You can save 10% initially with American Family KnowYourDrive and then up to 20% depending on your driving habits. American Family KnowYourDrive monitors things like speeding and mileage to determine how much a driver is eligible to save.
Considering that normal car insurance from American Family costs an average of $67 per month, trying American Family KnowYourDrive may be an easy way for drivers to save on their premiums. But it should be noted that American Family KnowYourDrive will raise rates for poor driving, so less-than-perfect drivers may want to reconsider their driving habits before signing up for KnowYourDrive from American Family.
No, American Family KnowYourDrive will not raise your rates for poor driving habits. American Family KnowYourDrive users are eligible for an initial discount of 10% just for signing up, and their rates will not go up for things like distracted driving or speeding. Good drivers can save up to 20% while using KnowYourDrive, too.… read full answer
Key Things to Know About American Family KnowYourDrive
American Family KnowYourDrive tracks things like miles driven, speed, acceleration, braking, distracted driving, city driving, and the time of day that you typically drive
Drivers can use the KnowYourDrive app to track their habits
Available in every state
Customer reviews of the app average 4.4 out of 5
Minimum coverage from American Family costs an average of $81 per month without KnowYourDrive
Remember that poor driving while using KnowYourDrive will not lead to as many discounts in the program as safe driving would. Additionally, regardless of whether you use KnowYourDrive, American Family itself can raise your rates for things like at-fault accidents, speeding tickets, and other moving violations. American Family learns of such things from your driving record and CLUE report, rather than through KnowYourDrive.
Your American Family rate could have gone up for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause American Family to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. American Family may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare costs, and crime trends.… read full answer
Top Reasons Why American Family Raises Rates
New driver or car added to a policy
Recent switch to an expensive car
Relocation to a high-risk zip code
Decline in creditworthiness
How to Lower Your American Family Insurance
If you’re struggling to afford your American Family premium, there are a few steps that you can take to lower your rate. You can start by looking for American Family discounts that you can qualify for, such as the auto safety equipment or low mileage discount. You can also make changes to your policy, including raising your deductible and reducing your coverage.
Another option is to switch insurance companies. Each insurer calculates rates differently, so you may be able to get the same amount of coverage elsewhere at a lower price. As a general rule, you should get quotes from at least three different companies every 6-12 months to make sure that you’re still getting the best deal.
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