Hi! I’m so glad you wrote to us. I’m sorry about this situation. Life can be so difficult and circumstances can overwhelm us in such powerful ways that sometimes we simply cannot manage to keep up our obligations. It is unfortunate that this happened, but the problem can be fixed. I’m not sure where you are living now or what you are doing, so some of my ideas may be irrelevant or not possible at this time, but maybe one of these steps might work for you.
You Have a Job - If you have a job right now and so are wanting to live near that job, then you want to find a place locally. If you are in a small town that doesn’t have a lot of open places, you may have limited opportunities. In a big town or city, the new place will most likely check into your rental history and see the eviction and then be wary of lending to you. You might have your best luck trying to rent from a regular person who owns and rents out one or two houses rather than at an apartment complex or from a realty company. You could be honest with your new potential landlord and explain what happened and, depending on how much he/she needs a renter, could work with you to rent there. Maybe you could pay two months rent at the start if you could afford it? You might also want to consider finding a roommate to live with who you pay for the rent – adults getting roommates is not that uncommon today and has many benefits including splitting the utilities and companionship. You could also try a rent a room in a house with a family who needs extra income and has an extra room. You’d have to share a kitchen and entry way, but it could be a good place to live for a short time while you work on other options. Your co-workers or friends may know of someone.
You Are Free to Move Anywhere – if you are out of work, then you could possibly move to another location. If you could go somewhere that is maybe a less desirable place to live and/or is a renter’s market, there could be many open and empty places, and the landlord will be much more likely to take a chance on you. If you can go home to parents, other family members, or friends for a time to get back on your feet, consider doing that. If you are going to moveaway, maybe you could downsize and declutter and divest yourself of some of the things you own that have become more of a burden than a joy – that will bring you cash and make you more mobile. Also, apply for unemployment benefits, food stamps, housing support, and any other benefit that you might qualify for until you get back on your feet. If you went to college or tech school, consider checking in with them to see if they have a job database or other job assistance. If not, the unemployment office will have job assistance, and you can use that even if you aren’t drawing unemployment.
In either case, if there is any way you can save up extra money, then you could offer the new landlord that you will pay a few months rent ahead of time, which will make you a safer renting bet.
Again, I am sorry this is giving you trouble, and I hope that things improve soon.