Do I really need comprehensive and collision? I heard that was just for newer cars, but the agent said it was recommended. Also, I am not a homeowner and don't have a lot of assets - do I need a ton of property coverage, or is the minimum sufficient?
Comprehensive and collision applies to the car you are insuring, if you have an older car with low value you may not need it (it is certainly not required). Just make sure that you have adequate coverage for Bodily Injury Liability, Property Damage Liability and Uninsured Motorist.
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