There are 2 or 3 layers of potential fees that you'll need to be aware of:
Transaction charges to buy or sell an ETF or mutual fund. This will vary according to the brokerage firm you use, assuming you're not buying funds that themselves have a sales charge. Some broker-dealers even have commission-free lists of ETFs and mutual funds (may be a required holding period).
Expense ratios of the funds themselves. This is what it costs to operate the respective fund, is charged to the fund, and is expressed as a percentage of the fund's total assets under management. US stock index funds will tend to have among the lowest expense ratios, while actively-managed Emerging Markets funds will tend to have high expense ratios.
If you hire an investment adviser or third party to actually manage your portfolio of funds for you, there'll be an additional advisory fee or program fee. This may range anywhere from 0.25% to 1.50% per year on assets under management, depending on if they're just managing models or active with tactical management, your portfolio's size, if it's just investment management or also includes broader financial services, and so on.
As for what's "usually acceptable," there's really no way to answer that without a reference point to your situation and what you're seeking. Try to keep costs as low as possible given what you're trying to accomplish with your investments. I hope that helps. All the best!
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.