In many ways, human capital is simply the productive capacity of an individual. From a company's perspective this may be output, but from an individual's perspective this is often measured in earning potential. Human capital may also be recognized in the services an individual provides to their family. For example, if I'm a stay-at-home father, I'm providing a form of capital to my family because the alternative may be a nanny, or some other child care option that represents a monetary value.
Of course, if I can clarify any of the above or offer any guidance, please feel free to reach out.
Adam C. Harding, CFP
For informational purposes only, not to be considered investment, tax, or legal advice.
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