There is no way to accurately answer your question.
First, I assume you are talking about stock mutual funds. So to begin, a mutual fund by definition will help reduce some concentration risk by investing in many stocks, as opposed to just one stock. This allows the well-performing stocks to offset the poor-performing stocks (in theory).
However, a mutual fund can still take on tremendous amounts of risk, depending on the type (and number) of stocks it invests in. There are funds that invest in just a handful of very risky stocks. On the flip-side, there are index funds that may invest in 500-1000 (or more) stocks, representing entire indexes.
So I guess to give some some sort of direction - a "typical" index fund (such as an S&P 500 index fund) is going to present less risk than investing in one, single stock.
Beyond that, I'm not sure how to direct you, as there are very few individual stocks that would be considered "less risky" than an entire index.
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