Can I get affordable life insurance for diabetics?

Are there options out there for me?

Hadley, Member

@hadley 10/30/15

Yes, a middle-ages type 1 diabetic may qualify for an affordable rate, depending on your overall health, how you manage your diabetes, if you smoke, and your height-to-weight ratio, among other risk factors. There are several insurance carriers that offer competitive rates for poeple with type 1 diabetes. Here's how you can learn more about life insurance for people with diabetes.

Charles J. Stevens, Principal, evergreen financial, LLC

@CharlesStevens 06/06/15

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Your situation is a prime example of why insurance buyers should work with a general agent to shop for life insurance. In addition to trying online sources, I'd recommend dealing with a local professional who may have/probably has seen your situation before and has the ability to contact multiple companies to check for available insurance offers.Hope this helps.

Francisco Ramirez, President, Insuringmyself.com LLC

@FranciscoRamirez 06/06/15

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Generally speaking, type-1 diabetics will only qualify for Standard rates - AT BEST. The underwriting requirements vary by carrier and I would look into that before applying with any carrier.

Dmitriy Fomichenko, President, Sense Financial

@dfomichenko 06/02/15

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This site offers the ability to get quotes from about dozen of the top insurance providers, try it and see if one of the providers will offer you decent coverage for a good price:

https://www.besttermlife.net/

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